Ahmednagar Merchants Co-op Bank Ltd

Housing Loan

Now postponing your home purchase, would result in worse decisions that you will make. Day by day, rates of real estates are meant only to ascend. Why not decide having your own home today?

It is always beneficial for you to pay EMIs of your own home instead of paying rent. AMC extends the home loan at 7% interest. If you are not seeing an opportunity here, you are missing the one.

Nearest Branch

Documents Requirement for Loan Proposal

Common documents for application:

Loan Application
Photo , Pan Card & Aadhar Card
CIBIL report & No Dues Certificate
Our bank account details
Other Bank Loan details with sanction letter & latest 6 month Account Statement ( if applicable)

Flat/Row house /Ready Bungalow purchase

Registered Agreement to sale / Sale Deed
N.A. Order & 7*12 Extract / City survey /6 D Extract
Sanction plan , Layout , Commencement letter
Development Agreement (if applicable)
Society Registration Certificate as per Apartment Act
Society member certificate (if applicable)
Society NOC for mortgage (if applicable)
Deed of Declaration (if applicable)
Builder's Affidavit regarding no encumbrance of any financial institution on the said site (if applicable)
Certificate of Completion
Flat / Row House allotment letter (if applicable)
Search Report
Valuation report (if resale property purchase)

Documents for application (Borrower & Co-Borrower)

Photo , Pan Card & Aadhar Card
Business Address Proof (if applicable)
Shop Act / Udyam Regi. Certificate (if applicable)
Latest 3 year Financial statement with schedule
Latest 3 year ITR With Computation of Income
Latest 3 year Form no. 16 (if applicable)
3 month pay slip (if applicable)
Latest Salary pay slip in bank format (if applicable)
Salary account statement (if applicable)
L.I.C.policies details
Provident Fund details (if applicable)

Document's of two Guarantor

Photo , Pan Card & Aadhar Card
Business Address Proof (if applicable)
Shop Act/Udyam Regi. Certificate (if applicable)
Latest 2 year Financial statement with schedule
Latest 2 year ITR With Computation of Income
Latest 2 year Form no. 16 (if applicable)
Latest 3 month pay slip (if applicable)
Latest Salary pay slip in bank format (if applicable)

Construction on open N.A. plot

Sale deed of N.A. Plot
N.A. Order & 7*12 Extract /City Survey/ 6 D Extract
Approved Plan, Layout by Authority
Commencement letter
Construction estimate prepared by Engineer / Architect
Search Report
Valuation Report of plot